Home Repair Loan Programs in Your Community

Homeowners wishing to make healthy homes improvements to their properties may be eligible for one of these home repair programs.

Boulder (CO) Home Repair Program
This is a low-interest loan fund, based on financial need, in which the owner-occupant can defer repayment of the loan for 15 years or until they sell the house, whichever comes first. [url; City of Boulder]

Washington (DC) Single Family Residential Rehabilitation Program (SFRRP)
A loan and/or grant program for home repairs to address building code violations and help homeowners repair health and safety hazards, and/or provide access to disabled residents. [url; DC Department of Housing and Community Development]

Greensboro (NC) Housing Rehabilitation Programs
This program features a Homeowner Rehabilitation Program targeted to low- and moderate-income homeowners to help them address major housing code and structural issues, a Rental Housing Improvement Program offering low-interest deferred loans of up to $20,000 to repair rental properties with seven units or fewer, and a Lead-Safe Housing Program, which offers grants for removal of lead-based paint hazards. [url; City of Greensboro]

Dallas (TX) Home Repair Program
This program offers deferred loans to low-income homeowners for major systems repairs (MSRP) such as roof replacement, replacement or upgrades to plumbing, electrical, and HVAC and no-interest, deferred payment loans for reconstruction of homes referred from the MSRP program. A percentage of the MSRP loans are reduced annually as long as the owner remains in the home. [url; City of Dallas]

Milwaukee (WI) Minor Home Repair Program
This loan fund — somewhat similar to Boulder’s, although not as flexible — offers lower loan amounts and provides a good criteria for eligible repairs. [url; City of Milwaukee]